A Warning To Those Who Use PayPal

I hate sharing things like this and I’ve been putting it off for a good while. But here goes…

I wanted to send out a warning for my readers about PayPal. (I know there are many spiritual workers who follow my blog and accept payment via PayPal for their services.)

It’s now been a year since PayPal seized some of my funds for a completely outrageous reason, and it looks like I will not be getting these funds back as we have tried every avenue open to us, to no avail.

If you can’t be bothered to read the whole thing, here’s a quick summary:

Paypal seized $115 of funds in my account, and said they will only return this money to me if I provide a customer’s date of birth – not my DOB, but a customer’s.

This is not information to which I have access, therefore I cannot get the money returned to me.

My protestations about this have fallen on deaf ears over at PayPal for the last 12 months. They’re still refusing to return the money unless I send the customer’s personal information. 

This is why I no longer offer PayPal as a way to pay on my website.

Here’s The Detailed Version Of What Happened:

In November 2018, I sent a payment to one of the guest intuitives who works via this website (the amount was £89, which is about $115 US.)

PayPal froze this payment and asked for further information from me — weirdly they asked me to provide a previous customer’s date of birth. Not mine, not the recipient’s, but a previous customer’s. Here’s the email asking for that:

At first I emailed the customer, explaining the situation and asked for her DOB and then after a day or so thinking about it, I sent another email telling her not to bother as this request from PayPal is unethical and a violation of her privacy….I said we’d take it up with PayPal instead because it had to be a mistake. (And it looks like she was not about to provide this information anyway.)

We have sent countless emails (and rang PayPal many times) to explain that we do not have access to the customer’s date of birth, as that is obviously personal information.

After several phone calls and many months, we got this escalated to the ‘Office of Executive Escalations’ and we were told the same thing — we need to provide the customer’s date of birth, in order to release the funds.

Here’s the email from this office about that:

I’ve even uploaded my own date of birth in case they are erroneously asking for that (to no avail.)

The main problem we have is that the compliance department, who is dealing with this matter (or rather, not dealing with it) does not accept phone calls or correspondence. You can only complain to the ‘Office of Executive Escalations’, which appears to lack an understanding of the situation and still insists that we need to send the customer’s date of birth and won’t release the funds until we do.

After almost a year of having my manager Jillian call and email them repeatedly, I have given up and accepted that PayPal have essentially nicked $115 from me and there’s nothing I can do about it.

As a result, I have stopped using PayPal and have moved over to the payment processor Stripe (who are a lot like PayPal except that their processing fees are 25% lower than PayPal’s.)

It’s not losing the money that I’m most annoyed about – what I’m annoyed about is that I’ve been in a business relationship for the last 10 years with an organisation that is essentially free to do whatever it wants, and that I have no recourse when they steal my money. PayPal have made tens of thousands of dollars in processing fees from my business over the years, and obviously I didn’t know the terms of what I had signed up for, until now.

And judging by the results of the Googling I have done on the matter, I’m “lucky” that the amount seized was a small(ish) one. This is not an isolated case — some people have lost thousands of $$ to PayPal under similar circumstances.

If your bank seizes your money arbitrarily, you can go into a branch, call them up and if neither of those works, there is a body that regulates your bank (here in the UK amongst others we have the Financial Conduct Authority that we can complain to.)

While researching what I can do to get my money back, I have come to realise that this is just not the case with PayPal…I cannot get PayPal to understand that their request is outside of my remit to ask for. I can’t speak to a human person at PayPal in the compliance department (or even email the department) to plead my case. There is no financial body I can complain to. It is a case of “computer says no”.

In addition, I have tried to close my account, as obviously I no longer wish to do business with PayPal and they are also refusing this request until I provide the customer’s DOB. Maddening. I am still getting regular emails asking for the customer’s DOB, one year later.

So here’s my advice for anyone using PayPal:

If you currently accept payments via PayPal, I urge you not trust them with your money. They don’t deserve your business. Stripe is a good alternative that is actually cheaper to use than PayPal and works in pretty much the same way. (My business relationship with Stripe has been completely worry free since I signed up.) I was slightly nervous about eliminating PayPal as a way to pay on my website, but I’m happy to say that there has been no impact whatsoever on the number of sales & customers since I made this change. (And for cross-currency payments to guest intuitives, I now use Transferwise — a much cheaper alternative to PayPal.)

If you do have to use them, I would advise you not to keep money in your PayPal account for any longer than you need to  — clearly they can seize it at any time, for whatever reason they like, and as a condition of its return, request unreasonable information from you to which you have no access. And you won’t be able to do anything about it. It’s bye bye, cashola.

Meet Anna

Hi, I’m Anna Sayce! My purpose here on this website is to provide practical techniques and information to help empaths to understand, and fix the root of their energetic overwhelm & also to help sensitives to embrace and develop their intuitive gifts. I believe that developing our spiritual & intuitive side is very powerful and allows us to improve our own lives, and if we wish, even make the world a better place for others. Discover more >

Explore my Blog Categories

Developing

Your Intuition

Managing

Your Sensitivity

Using Your

Gifts To Help Others

0 Comments

What would you like to learn?

JOIN OVER 4,000 HAPPY GRADUATES AND AWAKEN YOUR HEART, SOUL AND MIND.

The Intuitive Awakening Program

The Intuitive Awakening Program

‘Zero to intuitive’ in 13 weeks

In my most popular course, you’ll get a step-by-step comprehensive guide to awakening your intuitive abilities. It is complete with udio files, meditations, techniques and inside knowledge from a professional intuitive.

The Akashic Record Reading Program

The Akashic Record Reading Program

LEARN TO GIVE PROFESSIONAL READINGS

Learn how to access the Akashic Records to give professional, accurate, content-rich readings on soul purpose, past lives, life lessons, soul gifts and origins.

CHAKRA MEDITATION KIT

CHAKRA MEDITATION KIT

CLEAR ENERGY BLOCKS, RESTORE BALANCE

Read, heal, open, clear out and rebalance your chakra system. Fast–track your intuitive development using this do–it–yourself guided meditation.

The Intuitive Reading Program

The Intuitive Reading Program

FOR AKASHIC RECORD READING GRADS

Learn how to do the following readings for your client: Spirit Guide and Guardian Angel Profile Readings, Career Readings, Decision-Making Readings, Relationship Readings and General Intuitive Readings.

THE CORD CUTTING PRACTITIONER TRAINING

THE EMPATH'S TOOLKIT

A GUIDE TO RECOVERY FOR THE OVERWHELMED EMPATH

With this Amazon bestselling book, learn how to come back into balance with your gifts & thrive in a world that is not set up for empaths.

ENERGY CLEARING FOR SPACES

ENERGY CLEARING FOR SPACES

CREATE A HAPPIER ENERGY IN YOUR HOME

Learn about the most common negative energies which affect our spaces, how to diagnose and clear energetic issues in your home and how to protect your home from negative energies in the future.

Explore ALL COURSES >

Want to receive my updates to your inbox?

Join over 10,000 people who never miss an update, new course or intuitive tip!

error: Content is protected

Pin It on Pinterest